The right coverage at the right price for the complex needs of your business.

When it comes to insurance, one size doesn’t fit all. Each business is unique, and each one has unique coverage requirements. Unfortunately, most brokers won’t tell you this, because they can only sell you their products.

Navion is an independent agency, so we work with hundreds of insurers to match the best policies to your liabilities, risk profiles and business needs. We have no allegiance to any specific insurer, so we’re free to find only the best products for your business. So instead of representing them, we’re free to represent you.

Think your premiums are your biggest cost? They’re not. If your policies aren’t setup correctly, claims will cost you dearly. Unfortunately, most insurance agencies aim to give you the cheapest policies – but in the process, they leave you open to potentially huge losses.

We do it differently. We employ a dedicated team of loss control advisors to identify areas where you can eliminate and reduce exposures to claims and losses. And then we setup your policies to both limit and transfer your risk.

There’s no shortage of cheap rates out there. But cheap doesn’t equal value, because many policies have significant coverage gaps that leave your business at risk. So while you think you’re getting a good deal, the end result is often poor coverage, huge liabilities and far higher costs.

By matching the right coverage to the right price, we not only proactively minimize your overall costs, but we also improve your coverage and reduce your risks.