California Workers Compensation – Classifications for Dual Hourly Wage Thresholds 2026
In California and most other states, many construction classifications are divided into separate classifications based on the hourly wage of the employee for each classification. In the industry this is referred to as dual wage classification. Each pair of dual
What to Do When Your Homeowners Policy is Non-Renewed
Getting a non-renewal notice from your homeowners insurance company can feel alarming — especially when you don't know where to turn next. The good news: you have options, and acting quickly makes all the difference. This guide walks you through
Dietary Supplement and Nutraceutical Insurance Issues for Personal & Advertising Injury and Intellectual Property
Dietary supplement businesses need to make sure that health claims made have sufficient supporting evidence that they are not false or misleading. The Federal Trade Commission’s role is to ensure consumers receive accurate information about dietary supplements so informed decisions
Liability Insurance for Dietary Supplement and Nutraceutical Companies
Summary This article is an overview of general liability insurance for companies selling private-label dietary supplements. A company or individual should always engage an insurance broker experienced in the Dietary Supplement industry to assist in insurance purchasing and risk management decisions.
Guide to Business Insurance for Medical Device Companies
Summary This article is an overview of coverage considerations in insurance for medical device companies, based on the lifecycle phase of the company. Medical device manufacturers are exposed to dynamically changing risks throughout the lifecycle of their company, and manufacturers may not
Buying Attorneys Professional Liability Insurance – What You Need to Know
Summary This article provides an overview of key considerations when purchasing a professional liability (malpractice) policy for your law firm. While cost is always a concern, compromises in coverage can reduce the value of a policy. Selecting a Broker for Attorneys
A Guide to Insurance for Data Centers
Insuring the Infrastructure of Tomorrow Introduction: Why Insurance is a Strategic Priority for Data Centers Data centers are among the most capital-intensive assets in the modern economy. A single hyperscale facility can represent an investment of $500 million to over $1 billion,
Why Auto and Home Insurance Rates Are Rising So Quickly
Over the past few years, many homeowners and drivers have noticed significant increases in their insurance premiums. While these increases can be frustrating, they are largely the result of several economic and environmental factors impacting the entire insurance industry. One of
Why Franchisees Must Comply with Franchise Insurance Requirements
Owning a franchise offers entrepreneurs a powerful opportunity: the ability to operate under an established brand with a proven business model, and built-in customer trust. But with that opportunity comes responsibility and one of the most critical responsibilities is meeting
Why Franchisees Must Closely Review Franchise Insurance Requirements in the FDD (Franchise Disclosure Document)
Insurance is not just a formality in starting a franchise business. It is a contractual obligation that directly affects your financial security and your ability to remain in good standing with the franchisor. One of the most important places franchisees