California Workers Compensation – Classifications for Dual Hourly Wage Thresholds 2026
In California and most other states, many construction classifications are divided into separate classifications based on the hourly wage of the employee for each classification. In the industry this is referred to as dual wage classification. Each pair of dual
What to Do When Your Homeowners Policy is Non-Renewed
Getting a non-renewal notice from your homeowners insurance company can feel alarming — especially when you don't know where to turn next. The good news: you have options, and acting quickly makes all the difference. This guide walks you through
Why Auto and Home Insurance Rates Are Rising So Quickly
Over the past few years, many homeowners and drivers have noticed significant increases in their insurance premiums. While these increases can be frustrating, they are largely the result of several economic and environmental factors impacting the entire insurance industry. One of
Insurance Due Diligence for Apartment Buyers
Current Conditions of the Insurance Marketplace Makes Insurance Due Diligence a Critical Concern for Property Buyers The insurance marketplace is challenging for apartment buyers, with rising premiums and declining insurer availability. We are strongly recommending that buyer representatives counsel their clients
What is Data Breach Insurance?
Summary This article explores data breach and how data breach insurance helps to protect your business in the event a data breach occurs. What is a Data Breach? What is Personal Identifiable Information (PII)? What is Payment Card Information (PCI)? What
California Workers Compensation – SB 189 and AB 2883 – Officers/Partners Exclusion Update
Officers/Partners Exclusion Update - California Workers Compensation Legislative Changes In 2017, there were many legislative changes concerning California Officer and Director exclusions. New changes from SB 189 will be taking effect on and after July 1, 2018. Please confirm with your insurance